8 Red Flags That a Workers’ Comp Adjuster Wants to Reduce the Value of Your Case!
Did you ever wonder why your workers’ compensation case was running smoothly and then one day, out of nowhere, it all started going downhill in a hurry? We have your answer. You have become an “old dog”. In the insurance industry, an “old dog” is a case that appears to be in limbo with no end in sight. If we break it down to the simplest form, to an adjuster, the best kind of case is a closed case. Period. End of Story.
The fact of the matter is that over time, the adjuster will realize that your case has become stagnant and he/she will review it to determine what steps can be taken to close your file. his can be accomplished by cutting off your workers’ compensation checks, finding a way to deny your medical treatment, or offering you a low ball settlement. When this happens, if you haven’t already retained an attorney, you need to do so immediately! This is the time when you need an advocate who will fight for your rights to ensure that you receive the maximum recovery for your injuries.
Here are 8 red flags that your case is being reviewed and that you should seek the immediate advice of an attorney:
- The insurance adjuster schedules you for an Independent Medical Evaluation with a new physician.
- You strongly believe that the adjuster has hired a private investigator to do surveillance and you have either noticed someone following you or your neighbors have told you that someone is asking them questions about your whereabouts and your activities.
- You receive a letter from the insurer or you get a call from your employer asking you to come in to discuss potential return to work options.
- The adjuster stops returning your phone calls.
- The adjuster discusses the possibility of changing your doctor to a doctor of his or her choice.
- If you are working on a light duty basis, you begin to receive verbal or written warnings about your work performance or behavior.
- More than two years have passed since your accident date.
- The adjuster starts arbitrarily denying certain aspects of your medical treatment.
When any of these red flags are present, chances are that the adjuster has consulted with an attorney about every possible means that can be used to close your case. Settling your workers’ compensation case without a lawyer who is experienced in the area of workers’ compensation will work to your detriment. We would be happy to consult with you regarding how we can defeat the actions of the insurance company and negotiate the highest dollar settlement for you.